No Money Down Fix and Flip Loans

100% Financing up to 70% ARV

Up to $1.25 Million

Concurrent Fix-and-Flip Loans

Fast 2-day Property Loan Approval

Knowledgeable, Balance-Sheet, Private Money Lenders

Available in 48 States (not AZ & NV)

Leverage your investment capital.

Move fast on surprise opportunities.

Cover unexpected rehab expenses.

No Money Down Fix-and-Flip Loans

No Money Down

100% Financing

Up to 70% ARV

Loans up to $1.25M

Loans from $75k up to $1.25m

Single-family residences

2 – 4-unit family residential properties

Townhomes

 Condominiums

Concurrent Loans

Don't rush to sell one property to free up a loan for your next.

Close fast with a transparent, straightforward process

Apply for credit pre-approval

  • Most recent one-month bank statement
  • Last 2 HUD statements from previously sold properties
  • Copy of most recent tax return
  • Copy of current driver’s license
  • Consent to credit (soft pull) and background check

Receive Proof-of-Funds letter

  • Includes approved number and value of deals
  • Based on assessment of financial strength and experience
  • Property contract
  • Repair budget
  • Property Photos
  • List of comparable investment properties

Receive Approval

  • Decision usually within 48 hours

Close the Property Loan

  • Receive appraisal confirming the value of the property
  • Borrowers pay title insurance, property insurance, and any closing costs that exceed the ARV Advance Rate. 
  • A $1,000 document preparation fee and a 3% origination fee are due at closing.
  • Borrowers can roll all closing costs into the loan if there is ARV room.
  • After a clear title, completed appraisal, and insurance, funds are wired within 24 hours. 

Work with knowledgeable, balance-sheet, private money lenders

Our private equity lenders have deep and broad experience flipping and financing thousands of homes themselves.  They operate in 48 states (all except Arizona and Nevada) and have helped shape best practices as members of the National Private Lenders Association and the American Association of Private Lenders.  

Our combined expertise gives you a trusted business partner in your project who can tailor financial solutions to the best needs of your current and future deals. Our lenders even keep your loan on their balance sheets instead of packaging it and selling it as further evidence of our partnership approach.  When you succeed, we all succeed.

Borrower Qualifications